Calcun Intl

Buying

Simple Real Estate solutions in Toronto and the GTA: Buyers Guide

Step 2: Mortgage Pre-Approval

With a mortgage pre-approval you will know what you can afford with the income you make. This allows you to shop around confidently because you will be able to stay within your approved budget. Another way of knowing what you can afford prior to reaching out to lenders is by using our Mortgage Affordability Calculator.

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Step 3: Hire An Agent

Hire an agent you can trust, and will make the process as smooth and fun as possible. Afterall, what good is buying a home if you cannot have fun doing it!? This agent will represent you along the entire journey so choose wisely.

Step 4: Find The Perfect Home and Make an Offer

When finding the perfect home, one thing to consider is the down payment (the percentage of the total home price that you will need to pay prior to moving in). Essentially, the more money you put down, the more money you will save on monthly payments and costs of borrowing. One way to browse listings is by using our search engine. *Search Engine* After finding the perfect home, your agent will prepare and offer and submit it for acceptance. With a pre-approval at hand, it makes the process of securing the home much more efficient.

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Step 5: Closing the Deal

Once your offer is accepted, a future closing date will be set in the agreement in which closing costs and any associated fees will need to be paid by. Fees can include mortgage applications fees, inspections, and legal fees. Once this is taken care of, get ready to move into your new home!

First Time Home Buyers

Buying a house for the first time is most likely athe biggest purchase in your life up to this point. As a company that represents you and looks out for your best interest, we would like to introduce you to the First-Time Home Buyers’ Tax Credit.

First-Time Home Buyer’s Credit (FTHBC) is a government program geared towards buyers like you. The objective is to reduce costs associated with purchasing a home. As a first time buyer, you are eligible for a 15% income tax credit on a maximum of $5,000 of home purchase costs such as legal fees and land transfer taxes. It can be claimed for the taxation year that you acquired the home.

You are considered to be a first time buyer if neither you and your spouse or common-law partner has owned and lived in another home in the year of the purchase or in any of the four previous years.

Want to know more? Fill in your info to the right and one of our agents will be in contact with you directly.

Leave us a detailed message and we will get back to you within 24 to 48 business hours.

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RRSP Home Buyer’s Plan

The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $35,000 from their Registered Retirement Savings Plan (RRSP) to put towards buying or building a new home.

Simple Real Estate Solutions

Calcun Intl

At Calcun Intl, we are experts when it comes to real estate and easy real estate solutions. We always put our clients needs in the forefront of our efforts. We will help you make the right decision when it comes to buying, selling, or leasing real estate.

About Us

Calcun International is a leading full-service real estate solutions company operating across Ontario, specialized in the assistance of buying, selling, and leasing properties.

Contact Us

Email: info@calcunintl.com

Phone: (647) 688-7885

Address: 401 Bay st, 16th floor Toronto, ON M5J 2X2