Calcun Intl

Mortgages

Simple Real Estate solutions in Toronto and the GTA

Choosing A Mortgage Program That Works For You

Conventional-rate Mortgage

Conventional-rate mortgage is a property loan that does not exceed 80% of the purchase price and does not require loan insurance. This meaning, your initial down payment exceeds 20%. If your down payment is less than 20% you will need to buy home insurance from the Canada Mortgage Housing Corporation (CMHC) to protect the lender against loss if you fail to make mortgage payments.

Fixed-rate Mortgage

Fixed-rate mortgage keeps the same interest rate for the entire period of your loan. This meaning, your monthly mortgage payments will stay the same. Fixed-rate mortgages typically come in terms of 15, 20, or 30 years. Fixed-rate mortgages are a conservative option for cautious and long term borrowers who want to make sure they can make every payment. When acquiring this mortgage, you know exactly what payment you will be making every month which ultimately makes it easier to budget month-to-month expenses.

Adjustable-rate Mortgage (ARM)

Adjustable-rate mortgages have terms in which the interest stays constant for the entirety of that term. After each term, the interest rate adjusts based on current market rates. The fixed rate period can be anywhere from 1 month to 10 years.

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Simple Real Estate Solutions

Calcun Intl

At Calcun Intl, we are experts when it comes to real estate and easy real estate solutions. We always put our clients needs in the forefront of our efforts. We will help you make the right decision when it comes to buying, selling, or leasing real estate.

About Us

Calcun International is a leading full-service real estate solutions company operating across Ontario, specialized in the assistance of buying, selling, and leasing properties.

Contact Us

Email: info@calcunintl.com

Phone: (647) 688-7885

Address: 401 Bay st, 16th floor Toronto, ON M5J 2X2